Irmaa Brackets 2026 Married Jointly. More specifically, medicare surcharges are triggered when your modified adjusted gross income exceeds $206,000 (for married taxpayers filing jointly) or $103,000 (for individual taxpayers). For 2025, the irmaa rises to $106,000 ($103,000*2.5%) for single/married filing separately and $211,000 ($206,000*2.5%) for married filing jointly.

Review the medicare irmaa brackets 2024 and 2026. If your magi exceeds the following limits, you will pay an irmaa surcharge: